Your Financial Setpoint:
What It Is and How to Raise It

By Paul Bauer

Have you ever wondered why some people seem to be able to make money easily, while others struggle no matter how hard they work? It could be because of their financial setpoint.

Your financial setpoint is the amount of money that you subconsciously believe you are capable of having. It is based on your upbringing, your experiences, and your beliefs about money.


If you've always struggled with money, your financial setpoint may be low. You may believe that you're not good with money, or that you'll never be able to save enough to reach your goals.

But the good news is that you can change your financial setpoint. By changing your subconscious programming, you can raise your financial setpoint and start to achieve your financial goals.


Here's how it works:

Your subconscious mind is constantly taking in information from the world around you. It's listening to the things you say to yourself, the things you hear other people say, and the things you see in the media. And it's using all of that information to create a model of the world.

This model of the world is what your subconscious mind uses to make decisions. And when it comes to money, your subconscious mind is using your financial setpoint to make decisions about how much money you're willing to earn, how much money you're willing to save, and how much money you're willing to spend.

So, if you want to change your financial setpoint, you need to change the information that your subconscious mind is receiving. You need to start telling yourself positive things about money. You need to start surrounding yourself with people who are financially successful. And you need to start visualizing yourself achieving your financial goals.


It's also possible to discover and reprogram the old beliefs that have formed that created your setpoint (and the emotions that brought it about).

It takes time and effort to change your financial setpoint, but it's possible. By changing the information that your subconscious mind is receiving, you can raise your financial setpoint and start to achieve your financial goals.


Here are a few tips for raising your financial setpoint:

  • Become aware of your current financial setpoint.  

  • What are your current financial habits?

  • What are your current beliefs about money? Are your beliefs about money based on facts, or are they based on fear or limiting beliefs? If you believe that money is hard to come by, or that you don't deserve to have it, you will never be able to raise your financial setpoint. Start by discovering your negative beliefs about money. (This is the single most important factor in changing your financial setpoint)

  • Replace your negative beliefs with positive beliefs. What would you like to believe about money? What would you like your financial life to look like?

  • Take action to support your new beliefs.Start making small changes in your spending and saving habits. The more you act as if you already have the financial life you want, the more your subconscious mind will believe it's possible.

  • Visualize your financial goals.Take some time each day to visualize yourself achieving your financial goals. See yourself living in your dream home, driving your dream car, and traveling the world.

  • Create a Dream Board or Collage. Because images, colors, people, places and BIG Dreams stimulate the subconscious and that's what a Dream board is all about!

  • Find a financial mentor or Coach. Someone who has already achieved the financial success you want. Ask them for advice and support.

Raising your financial setpoint takes time and effort, but it is possible. By following these tips, you can start to create a more prosperous financial future for yourself.

Here are some additional tips for raising your financial setpoint:


* Talk to people who are good with money. Surround yourself with positive role models who can inspire you and offer guidance.


* Take action. The only way to raise your financial setpoint is to take action. Start by making small changes and gradually build up your momentum.

Don't give up on your financial dreams. With hard work and dedication, you can achieve anything you set your mind (and Heart) to.



Paul Bauer


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